R&F maintains an information security policy to safeguard against unauthorized data access. Additionally, we have developed Security Incident Management Policies in the event of a data breach. R&F has received a satisfactory rating or better from six major banks regarding “Information Technology Security Assessments”. Our network is safeguarded by an Intrusion Prevention System (IPS) to ensure that our network is not penetrated.  Annual Penetration Tests (PenTest) are conducted by a dedicated security firm.  Each computer at R&F includes PGP whole disk encryption software as well as continuous on-line hard drive system backups to ensure data redundancy and protection. All computers are centrally managed for security, software updates and web-filtering by an independent IT firm.  In addition to our local computer security, our web server is behind a dedicated firewall and all our email is encrypted during transit.